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United Way Helps Americans Achieve Financial Stability

As many as one-third of working Americans do not earn enough money to meet their basic needs. Wages have not kept pace with the rising cost of housing, healthcare, and education and currently, 40 million Americans are working in low-paying jobs without basic health and retirement benefits.  The Mahoning Valley is no different. According to the 2011 Census Bureau, Youngstown's estimated income per capita is $15,525 with the median household income at an estimated $24,006. This is only about half of the median income for all Ohio households. For families walking a financial tightrope, unable to save for college, a home, or retirement, United Way is here to help.

Strategic Initiatives & Community Collaboratives


The Mahoning County Financial Stability Partnership was designed with the needs of Mahoning County residents in mind. Our goal is to help individuals and families find the resources they need to beome financially stable.  The MCFSP is a collaborative effort between county and state government, nonprofits, businesses and financial institutions.  Our United Way facilitates and manages this partnership to ensure the community needs are being met. This includes financial planning and budgeting, education, economic counseling, and job training, to name a few.

Bank On Mahoning Valley

Bank On Mahoning Valley is a partnership with participating banks and financial counseling agencies to help individuals start or maintain a banking relationship. Bank On provides a second chance for those who have been denied an account as well as provide financial education to increase money management skills. For more information on this initiative call 2-1-1 or 330-747-2696.

Volunteer Income Tax Assistance & EITC

During tax season, the MCFSP partners with PNC, Youngstown State University and many other community partners to offer free income tax assistance to qualified local residents. Traditionally, the program kicks off on the first Saturday in February with the first "Super Saturday" IRS Volunteer Income Tax Assistance (VITA) and Tax Counseling for Seniors (TCE) programs providing tax preparation assistance for low- to moderate-income individuals and families as well as seniors, at local sites throughout the country.

As a Super Saturday sponsor, PNC offers VITA site clients faster refunds on a low-fee PNC Visa® refund card usable at 30 million locations. In 2013, approximately 1,000 cards were distributed by PNC with an average refund of more than $950. The VITA program served 3,080 individuals and families received more than $2.9 million in refunds at no cost.

Click here to get a list of the available dates and times for the VITA and TCE tax sites or call 2-1-1. Please print this VITA Site Flyer off to post at your local organization

How You Can Help

Volunteers make United Ways’ tax assistance and financial education programs possible. We need your help, even if you don’t have an accounting background. Volunteer to help.